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Having Credit Card Declined Tops List of Awkward Money Moments

iStockphoto/Thinkstock(NEW YORK) -- Most people try to avoid awkward money moments, but sometimes you get caught off-guard and find yourself in an embarrassing situation. 

A new survey conducted on behalf of finds 41 percent of U.S. adults rank having a credit card declined as the most awkward money moment.

Here’s a rundown of other awkward moments that also made the list:

  • Feeling pressured to donate to a charity on behalf of a co-worker, family member or friend -- 34 percent
  • Saying no to giving money to a panhandler or beggar -- 29 percent
  • Feeling pressured to chip in on a group gift at work, like for a baby shower or wedding shower -- 25 percent
  • Sharing salary/wage amounts with co-workers -- 25 percent
  • Splitting a dinner bill or check with a large group of people -- 17 percent
  • Figuring out a gift to get a partner for special occasions, like a first anniversary or a first birthday together -- 14 percent

When U.S. adults were asked to describe their specific most awkward money moments, responses included the following:

  • Being asked by a boss to contribute to his political party.
  • I caught a co-worker digging in my purse to find cash.
  • I thought I gave an usher a tip, but then realized it was a subway token.
  • Being on a date and being asked it was on one or two checks.
  • When a co-worker learned my bonus was much more than hers.
  • When I am treating someone to a meal and they order the most expensive thing on the menu.
  • Paying for something in all coins.
  • When a friend wanted me to do her taxes. I declined because I didn't want to know about her salary.
  • When the bank announced through the loud speaker in the drive up window that I didn't have enough in my account to cash a check.
  • I knew they were collecting money for someone at work and I could hear them going around, so I ducked out of the office.
  • Forgot my wallet to a client lunch and had to ask them to pay for me.

The survey involved 2,114 U.S. adults.

Copyright 2013 ABC News Radio

ABC News Radio