(NEW YORK) -- Most people try to avoid awkward money moments, but sometimes you get caught off-guard and find yourself in an embarrassing situation.
A new survey conducted on behalf of CouponCabin.com finds 41 percent of U.S. adults rank having a credit card declined as the most awkward money moment.
Here’s a rundown of other awkward moments that also made the list:
- Feeling pressured to donate to a charity on behalf of a co-worker, family member or friend -- 34 percent
- Saying no to giving money to a panhandler or beggar -- 29 percent
- Feeling pressured to chip in on a group gift at work, like for a baby shower or wedding shower -- 25 percent
- Sharing salary/wage amounts with co-workers -- 25 percent
- Splitting a dinner bill or check with a large group of people -- 17 percent
- Figuring out a gift to get a partner for special occasions, like a first anniversary or a first birthday together -- 14 percent
When U.S. adults were asked to describe their specific most awkward money moments, responses included the following:
- Being asked by a boss to contribute to his political party.
- I caught a co-worker digging in my purse to find cash.
- I thought I gave an usher a tip, but then realized it was a subway token.
- Being on a date and being asked it was on one or two checks.
- When a co-worker learned my bonus was much more than hers.
- When I am treating someone to a meal and they order the most expensive thing on the menu.
- Paying for something in all coins.
- When a friend wanted me to do her taxes. I declined because I didn't want to know about her salary.
- When the bank announced through the loud speaker in the drive up window that I didn't have enough in my account to cash a check.
- I knew they were collecting money for someone at work and I could hear them going around, so I ducked out of the office.
- Forgot my wallet to a client lunch and had to ask them to pay for me.
The CouponCabin.com survey involved 2,114 U.S. adults.
Copyright 2013 ABC News Radio