(NEW YORK) -- Timing your shopping throughout the year to get great deals is always a good strategy, but it becomes especially valuable as the holidays approach.
One example of well-timed buying might be for those who need patio furniture. Buy it now - it's a great deal because retailers are trying to clear out inventory.
The personal finance website Kiplingers.com says you should also be looking ahead to your holiday shopping, but not necessarily buying right now, despite the holiday promotions cropping up in stores around the country.
"Hold off a little and they'll start discounting those items as we get closer to the holiday," said Kiplinger's Robert Long.
Toy companies say they expect people to hold off this year until the very end of the season, hoping for those deals.
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